Business Insurance

Commercial Property, General Liability, Auto, Umbrella insurance; Business owner Policy (BOP),

Inland Marine,

Professional Liability, Workers Compensation,

Bonds and Licenses / Permits in Angola, Indiana

Erman Insurance Agency will get your business covered with the right insurance at the best rates available.

Keeping your business insured is one of the most important financial decisions for a business owner...

 

But if you don’t have a sufficient amount of coverage or even the right kind of insurance, you could easily jeopardize your business, your finances, or even your daily operations. 

 

  Contact Us Now.

Industrial Building

 

Erman Insurance Agency will create your custom business policy for your peace of mind.

 

Business Plans Overview:

  • Commercial property insurance

  • Commercial general liability

  • Commercial auto insurance

  • Commercial umbrella insurance

  • Business owners policy (BOP)

  • Inland marine insurance

  • Professional liability

  • Workers compensation

  • Bonds

    • Surety Bonds

    • Fidelity Bonds

    • Licensing and Permit services

 

Business Insurance. Policy Descriptions.

What is Commercial property insurance?

With Commercial Property Insurance, your building itself and the personal property of your business is protected from  accidents or a major financial loss.

 

  • Your building

  • All interior items  such as desks, furniture, etc.

  • Outdoor signs on your property

  • On-site equipment

  • Your inventory

 

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What is Commercial general liability?

If your business is sued or held legally responsible in the event of bodily injury or damage, Commercial General Liability from Erman Insurance Agency can prevent a major financial loss. Protection may included:

  • Premises Liability

  • Products and Completed Operations

  • Premises Medical

  • Fire Legal Liability

  • Casualty Coverage

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What is Commercial auto insurance?

A Commercial Auto Insurance  policy can cover your vehicles, products, and drivers In the event of vehicle damage or property damage, bodily injury, legal costs, and more: 

  • Bodily Injury Liability

  • Medical Payments

  • Personal Injury Protection (PIP) Coverage

  • Comprehensive Coverage

  • Collision Coverage

  • GAP Coverage

  • Uninsured and Underinsured Motorist Coverage

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What is Commercial umbrella insurance?

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

  • Accidental falls or slips on your property

  • A carbon monoxide leak in your building

  • Libel, slander, or invasion of privacy

  • If  your product causes injury or illness

  • If a fire in your building damages other property

  • Violations of Employment Practices Liability

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What is Business owners policy (BOP)?

Erman Insurance Agency  combines various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

Let us create a customized insurance policy for you that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

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What is Inland marine insurance?

Off-Site Protection for Your Valued Assets.

With Inland Marine coverage, you can avoid damages sustained in the event of accidents, theft, vandalism, or total loss.
 

  • Transported Property

  • Computer Equipment/ Data

  • Contractor’s Tools

  • Artwork

  • Buildings Under Construction

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What is Professional liability?

Professional Liability Insurance insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

  • Errors and Omissions Liability (E & O)

  • Directors and Officers Liability (D & O)

  • Fiduciary Liability

  • Employment Practices Liability

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What is Workers compensation?

Serious injuries that occur on the job could lead to an employee suing your company for damages.  --Having the right Workers' Compensation plan from Erman Insurance Agency can allow your business to cover expenses if an employee is injured from a work-related accident. 

  • An injured employee’s medical expenses  or treatment

  • The replacement of lost wages from injury time off

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What types of Bonds & Licenses are for business?

At Erman Insurance Agency, we offer a variety of bond and license services to ensure that your business is protected. Our business solution services include: 

  • Performance Bonds

  • Contractor’s Bonds

  • ERISA Bonds

  • Fiduciary Bonds

  • Sub-Division Bonds

  • Court Bonds

  • Conservator Bonds

  • Surety Bonds

  • Fidelity Bonds

  • Public Officials

  • Liquor Licenses

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