Personal Insurance

Auto, Home, Life, Health, Recreational, Flood, Renter's, and Financial Planning in Angola, Indiana

Personal Plans Overview:

  • Auto Insurance

  • Homeowners Insurance

  • Bundled Auto & Home

  • Life Insurance

  • Health Insurance

  • Recreational Vehicle

    • Motorcycle Insurance

    • Boat & Watercraft

    • Collector Auto

    • Snowmobile

  • Flood Insurance

  • Renters Insurance

  • Financial Planning

"Erman Insurance is Neighborly and Experienced.  Richard will keep you and your family secure. We highly recommend him to our friends!"

-- Alice and Thomas P. (Angola, Indiana)

 

3-TIPS WHEN SELECTING INSURANCE:

  1. Remember, "You get what you pay for" -this is vital when purchasing insurance

  2. We have a great "claim" service!  Not all insurance companies have good "claim" service.

  3. Select the best coverage you can afford - you'll be glad you did when you need to make a claim

car driving, Auto Insurance

Auto Insurance

 

  • Liability Coverage

  • Comprehensive Coverage

  • Collision Coverage

  • Uninsured & Underinsured Motorist Coverage

  • Diminishing Deductible

  • Accident Forgiveness

  • Minor Violation Forgiveness

  • Roadside Assistance

  • Specialty Auto Insurance

  • 24-Hour Customer Service

  • Towing

  • Rental Reimbursement

  • Personal Injury Protection (PIP)

  • Medical Payments Coverage

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Homeowners Insurance

 

  • Property Insurance

  • Homeowners Liability

  • Renters Insurance

  • Condo Insurance

  • Mobile Home Insurance

  • Scheduled Property Insurance

  • Landlords Insurance

  • In-Home Business Insurance

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Bundled Home & Auto

Multi-policy discounts - Bundling saves you MONEY.

 

By combining home and auto policies, you may be eligible to receive money-saving, MULTI-POLICY  discounts! You may also qualify for extras IE single deductibles when your home and car are damaged as a result of the same event - WoW!

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Life Insurance

  • Term Life insurance policy guarantees a fixed premium for a given period of time, usually 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with shorter terms being less expensive.

  • Whole Life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

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Health Insurance

 

  • Individual & Family Health Insurance

  • Group Health Insurance

  • Dental Coverage

  • Vision Coverage

  • Long-Term Care Insurance

  • Temporary Health Insurance

  • Supplemental Insurance

  • Disability Insurance

  • Medical Expense Insurance

  • Child Health Insurance

  • Travel Health Insurance

  • Prescription Insurance

  • HSAs

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Recreational Vehicle

 

Our insurance options provide you with comprehensive and collision coverage to personal injury protection and towing costs.  Erman Insurance Agency offers a variety of Recreational Vehicle Insurance packages, such as: 

  • Boat Insurance

  • Motorcycle Insurance

  • Motorhome Insurance

  • ATV Insurance

  • Snowmobile Insurance

  • Jet Ski

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Flood Insurance

 

Indiana flood insurance policy is determined by your flood zone risk;  Our flood policy can apply to your home, condo, mobile home, business and/or rental in flood zone areas. 

  • Coverage for your building, contents, and replacement cost 

  • Standard flood insurance 

  • Optional excess flood insurance

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Renter's Insurance

 

If you rent an apartment, house, condo, or even a dorm room, please consider renters insurance. Why? In the event of fire, theft, or vandalism damages your property will be covered!

  • Actual Cash Value (ACV) or Replacement Cost covers your belongings for the amount in which they are currently worth.

  • Replacement Cost will pay for the expense of replacing the items with brand new ones!

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Financial Planning

 

You can achieve monetary stability and security with our financial planning services.

Our financial planning services include:

  • Annuities

  • 401K

  • Retirement Plans

  • Mutual Funds

  • Pension Plans

  • Profit Sharing Plans

  • Traditional & Roth IRAs

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