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Auto Insurance

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• Liability Coverage

• Comprehensive Coverage

• Collision Coverage

• Uninsured & Underinsured Motorist Coverage

• Diminishing Deductible

• Accident Forgiveness

• Minor Violation Forgiveness

• Roadside Assistance

• Specialty Auto Insurance

• 24-Hour Customer Service

• Towing

• Rental Reimbursement

• Personal Injury Protection (PIP)

• Medical Payments Coverage

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Homeowners Insurance

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• Property Insurance

• Homeowners Liability

• Renters Insurance

• Condo Insurance

• Mobile Home Insurance

• Scheduled Property Insurance

• Landlords Insurance

• In-Home Business Insurance

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Bundled Home & Auto

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Multi-policy discounts - Bundling saves you MONEY.

By combining home and auto policies, you may be eligible to receive money-saving, MULTI-POLICY  discounts! You may also qualify for extras IE single deductibles when your home and car are damaged as a result of the same event - WoW!

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Life Insurance

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• Term Life insurance policy guarantees a fixed premium for a given period of time, usually 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with shorter terms being less expensive.

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• Whole Life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

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Health Insurance

Shop  UNITED HEALTH CARE

• Individual & Family Health Insurance

• Group Health Insurance

• Dental Coverage

• Vision Coverage

• Long-Term Care Insurance

• Temporary Health Insurance

• Supplemental Insurance

• Disability Insurance

• Medical Expense Insurance

• Child Health Insurance

• Travel Health Insurance

• Prescription Insurance

• HSAs

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Recreational Vehicle

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Our insurance options provide you with comprehensive and collision coverage to personal injury protection and towing costs.  Erman Insurance Agency offers a variety of Recreational Vehicle Insurance packages, such as: 

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• Boat Insurance

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• Motorcycle Insurance

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• Motorhome Insurance

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• ATV Insurance

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• Snowmobile Insurance

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• Jet Ski

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Flood Insurance

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Indiana flood insurance policy is determined by your flood zone risk;  Our flood policy can apply to your home, condo, mobile home, business and/or rental in flood zone areas. 

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• Coverage for your building, contents, and replacement cost 

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• Standard flood insurance 

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• Optional excess flood insurance

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Renter's Insurance

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If you rent an apartment, house, condo, or even a dorm room, please consider renters insurance. Why? In the event of fire, theft, or vandalism damages your property will be covered!

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• Actual Cash Value (ACV) or Replacement Cost covers your belongings for the amount in which they are currently worth.

• Replacement Cost will pay for the expense of replacing the items with brand new ones!

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Financial Planning

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You can achieve monetary stability and security with our financial planning services.

Our financial planning services include:

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• Annuities

• 401K

• Retirement Plans

• Mutual Funds

• Pension Plans

• Profit Sharing Plans

• Traditional & Roth IRAs

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